We look forward to being your local
Hospital Indemnity Insurance agent.
How Hospital Indemnity Insurance works
Hospital Indemnity Insurance is a supplemental insurance plan which helps cover the cost of hospital admission not covered under your current insurance. While benefits will vary by plan and state, planning ahead with Hospital Indemnity Insurance can help to significantly reduce the cost of a hospital stay. Without any insurance, a typical five-day hospital stay for a senior is roughly $15,000. Medicare doesn't cover all of this, which means you could have to pay thousands of dollars for necessary care.
How to choose the right plan for you
One of the main conditions for Hospital Indemnity Insurance is that you need to usually pay bills upfront and then submit the claim to the insurance company for reimbursement. If you are able to do this, then this plan may be a great option for you. This is also true if you have a high deductible insurance plan. Hospital Indemnity Insurance also typically doesn't limit coverage to a specific network of doctors or hospitals or require you to have a specific primary care physician.
What Hospital Indemnity Plans cover
Each plan will be customized to your specific needs. Typical Hospital Indemnity Insurance covers hospital admission for up to the first five days, transportation with an ambulance, emergency room care, radiology and lab services as well as skilled nursing services. Hospital Indemnity Plans also can be combined with Medicare, Medicare Advantage Plans, and Medicare Supplemental Insurance (Medigap). Together, these can help provide maximum cost savings and benefits to you in case you require hospital services.
Why choose us as your Hospital Indemnity Insurance agent
Hospital Indemnity Insurance is an optional addition to basic insurance, and thus it can be hard to decide whether it's right for you or not. With decades of experience we are able to guide you through the entire process, as well as provide further Medicare or insurance support in the future. If you're searching for "Hospital Indemnity Insurance near me" our team is here to help. With our professional expertise, you can be sure we will find the option to maximize your benefit and reduce out-of-pocket costs.
Senior Health Desk Insurance Agency
OUR SERVICE AREA
777 SE 2nd Ave Unit 315C
Deerfield Beach, FL 33441
States we cover with a Certified Insurance and / or Medicare specialist.
"I don’t normally leave reviews but the appreciation I have for the help and guidance my mom received from this company I feel obligated to say thank you! 10 out of 10 rating just for that."
- George Lamoureux
"Extremely professional. Even though my family hasn’t decided in which direction they want to go, they have been very pleased with the company and their representative. Its been no pressure and their genuine concern has been a breath of fresh air and deserved recognition."
- Brad Tephabock
"The team here is genuinely all about the people! I recommended my grandparents call them from a radio advertisement I heard. The agent literally took 5 hours of his day to help my grandmother fill out an application and help her understand all her benefits, even one's which I wasn't aware of."
- Felix Hojas
"They were very helpful and answered all my questions. I definitely recommend them. Terriffic!"
- Frances Good
"Senior Health Desk helped my parents with great plans. I’m so relieved to have experts helping them. Stellar customer service."
- Emma Garcia